Easy Integration of EMV-CAP in Existing Backend Systems

EMV-CAP ist the international standard for strong authentication for E-Banking and E-Commerce.

CAP (Chip Authentication Program) was developed by MasterCard and later adopted by Visa (Visa Passcode) to secure Internet-based E-Commerce transactions with debit- and credit cards. The CAP standard supports strong authentication also for E-Banking applications.

To integrate EMV-CAP, a financial institution requires the following components:

• EMV debit-, credit- and/or bank cards, appropriately personalized
• Personal Card Reader (PCR) for the customers
• EMV-CAP Authentication Server for the verification of one-time passwords and transaction signatures

Ergonomics offers Vasco Personal Card Readers (PCRs) and the Authentication Server for easy and efficient integration of EMV-CAP into existing backed systems.

The EMV-CAP Authentication Server provides the following key functions:

• Initialization and key management
• Data preparation for the card personalization
• Verification of one-time passwords at application log-on
• Verification of transaction signatures

The following illustration provides an overview of the typical system environment of the EMV-CAP Authentication Server.

Please contact us for additional information about EMV-CAP or the EMV-CAP Authentication Server.